Terms

Document cover

Acceptance of Terms

By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. You are responsible for using the site in a lawful and appropriate manner.

Clause ledger

The following opening sections summarize the governing terms and direct readers to the corresponding source references.

01

Acceptance of Terms

By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. You are responsible for using the site in a lawful and appropriate manner.

02

Scope of Services

Guitar Floor provides general information and selection support relating to insurance options for retirees. The website does not itself issue insurance policies, and any final decision, eligibility assessment, or contract formation is made by the relevant insurer or other third party.

Core Terms

Any fees, charges, or commercial terms that may apply in connection with a referral, inquiry, or related service will be presented separately where relevant. You are responsible for reviewing all applicable terms before proceeding with any transaction or request.

Operational Clause

Fees and Charges

Any fees, charges, or commercial terms that may apply in connection with a referral, inquiry, or related service will be presented separately where relevant. You are responsible for reviewing all applicable terms before proceeding with any transaction or request.

Reference document WIPO
Operational Clause

Service Conditions

We may set, change, suspend, or withdraw website features, content, or service conditions at any time to the extent permitted by law. We may also decline or limit use of the website where we reasonably consider it necessary to protect the site, our users, or our business interests.

Reference document HCCH
Policy Terms
Reference Shelf

All text, design, graphics, logos, and other site materials are owned by or licensed to Guitar Floor unless stated otherwise. You may not copy, modify, distribute, or use such materials without prior written permission, except as allowed by mandatory law.

05
Clause

Intellectual Property

All text, design, graphics, logos, and other site materials are owned by or licensed to Guitar Floor unless stated otherwise. You may not copy, modify, distribute, or use such materials without prior written permission, except as allowed by mandatory law.

06
Clause

Disclaimer of Warranties

The website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we do not warrant that the site will be uninterrupted, error-free, secure, or suitable for any particular purpose, and we are not responsible for decisions made based on site content.

Reference EU Commission